What is a cash advance fee?

A cash advance fee is a fee some credit card issuers charge when you withdraw cash using your credit card, such as from an ATM or bank branch.

When you use a credit card to split your rent with Flex, your card issuer may treat the transaction as a cash advance. If they do, they may charge an additional fee — typically either a flat amount or a percentage of the transaction, whichever is greater. Your issuer may also apply a higher APR or other cash advance-related charges.

Why can’t Flex show the exact amount of the cash advance fee I might be charged? 

Your credit card issuer decides all of the fee details, and this info isn't shared with us when you're using Flex to split your rent. You can check with your card issuer to learn more about the fees they might charge.

How can I avoid a cash advance fee when I split my rent using Flex? 

The easiest way to avoid a potential cash advance fee is to pay using a debit card, since those payment methods usually don’t come with cash advance fees.