Bills is a Flex product that gives you access to a credit line so you can split your everyday bills into two smaller payments instead of paying it all at once. Your full bill gets paid directly to your service provider, and you repay in two payments during the month.
This setup gives you more control over your budget, helps you avoid late fees, and makes managing your monthly cash flow simpler.
How Flex Bills works
- You make your 1st payment
How and when your 1st payment is made depends on your Autopay setting:
- If Autopay is ON: Your 1st payment will be automatically charged on your bill’s due date.
- If Autopay is OFF: Your 1st payment is required up front and will be charged when you manually submit your payment. You can do this as soon as the bill balance is posted.
Your bill won’t be paid to your provider until the 1st payment is received. We recommend making sure your payment is made before the due date to avoid late fees from your service provider or issues with your Flex account.
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Your full payment is sent to your provider through Flex
Once your 1st payment is received, the full bill amount is sent directly to your provider.
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You make your 2nd payment
Your 2nd payment, which covers the remaining balance, will be charged automatically on the date you selected during onboarding (within 30 days of your bill’s due date).
Learn more about Rescheduling your 2nd payment.
Why use Flex for your everyday bills?
- Split your bill into two smaller payments instead of one large lump sum.
- Stay on track with bill payments and avoid late fees.
- Plan your budget around paydays and other expenses.
👉 Next step: Learn how to sign up for Flex Bills