Flex Move-in gives you two ways to pay your move-in costs.

1. Pay in full: You can pay the total amount at checkout with a U.S. debit card. Flex will send the money to your property right away, and you will not have any future payments.

2. Pay over time: If you qualify, you may be able to split your move-in costs into 3 or 6 monthly payments. You will make one initial payment at checkout, and then pay the rest each month.There’s a 1% bill payment fee plus a flat plan fee based on your repayment term. Your full payment schedule is shown in the app before you confirm your plan, so you’ll always know what to expect.
 

Pay in full

Pay in full is a great choice if you want a simple, upfront way to cover your move-in costs before moving day. Flex Move-in sends the payment for you—no paper checks, no bank visits, and no extra steps. If you already use Flex Rent, this will be the payment option available for your Move-in.

If you choose to pay in full, your total move-in cost is paid during checkout using your debit card—no future payments are scheduled. Once your payment is complete, Flex sends the funds directly to your property management company, and your property will see the transaction right away. You’re then all set to move in. 

Please note, we currently accept U.S. debit cards only. At this time, Flex Funds, credit cards, international cards, prepaid cards, and bank account info can’t be used for Move-in payments.

Pay over time

If you qualify for pay over time, you may be offered the option to split your move-in costs over 3 or 6 monthly payments, depending on factors like your credit report, banking details, and payment history. You’ll make an initial payment during checkout, which confirms your plan and allows Flex to send your full move-in amount to your property immediately. The remaining balance is repaid to Flex through monthly installments in the app–you’ll also pay a 1% bill payment fee and a flat plan fee based on your repayment term. 

Eligibility

Pay over time is offered only to new customers in eligible states who don’t have an active or previous Flex Rent line of credit. To qualify, you’ll need to meet Flex’s eligibility criteria, which can include an income review, account history, identity verification, and credit checks.

If you already use Flex Rent or don’t qualify for pay over time, you may still be eligible for pay in full, which lets Flex send your full move-in payment directly to your property.

Flex Move-in is available only at participating properties, so if you’re unsure whether your property supports it, check with your property manager.