To view your current and most accurate pricing, please check the app. Click here to access the Membership settings page, which will display your applicable pricing.
If you have a Secure Line of Credit, find specific account and pricing information in this article: Secure Line of Credit.
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Flex accepts repayment via debit cards and credit cards only. ACH or bank transfer payments are not accepted at this time.
For each payment, Flex collects a bill payment fee, which enables us to continuously improve our product and service. When using a debit card, a 1% fee will be applied for bill payment with no additional fee for card processing. When using a credit card, a total 3.5% fee will be applied for bill payment and card processing.
The bill payment and card processing fees are payable to Flex and assessed on each repayment. We spread out the fee amounts so half is charged with the 1st payment and the other half is paid with the 2nd payment.
Let's break down an example using a $1000 rent payment:
- If your rent amount is $1,000, the bill payment fee for a debit card would total $10.00 ($1,000 * 0.01).
- If your rent amount is $1,000 and you pay with a credit card, the bill payment and card processing fees would total $35 ($1,000 * 0.035).
Payment Method | Fee Description | Payment | You Pay |
Debit Card |
Includes bill payment fee and no card processing fee; total 1% fee. |
1st payment | $606.00 |
2nd payment | $404.00 | ||
Membership Fee | $14.99 | ||
Credit Card |
Includes bill payment fee and card processing fee; total 3.5% fee. |
1st payment | $621.00 |
2nd payment | $414.00 | ||
Membership Fee | $14.99 |
Flex credit line amounts vary per user based on eligibility. Graphic is illustrative only.
It's important to also be aware of if and how your bank charges overdraft or insufficient funds fees. To avoid paying overdraft fees, we recommend turning overdraft protection off. When Rent Autopay is turned on, Flex will continue to automatically charge your card for your payment while Flex is trying to pay your bill and when there is an outstanding balance on your account. To turn Rent Autopay off, go to Settings > Rent Autopay in your Flex app.