Does Flex affect my credit? December 18, 2020 21:11 Updated Flex does a soft credit check during the application process but this will not affect your score. After you are on Flex, Flex does perform a hard inquiry on your credit. As a Flex user, on time or missed payments may affect your credit score. Related articles Why do you need my Social Security Number? My rent varies each month, what amount do I sign up with? I wasn’t approved for Flex, now what? What banks does Flex work with? I can't find my rent portal Comments 0 comments Please sign in to leave a comment.