Flex charges three fees: a monthly membership fee, a processing fee, and a split fee. Your exact rates depend on your pricing plan and are shown in the app.
Here's what each one covers and when it applies:
| Fee | Amount | What's charged |
| Monthly membership | $5.99 / month | Charged with your 1st payment when you pay rent through Flex, or on the 15th if you don't |
| Processing fee | 0.5% of your total rent | With your 1st payment |
| Split fee | Up to 3% of your 2nd payment amount (the amount you borrow) | With your 2nd payment |
| Credit card fee | 2.5% | Any payment made with a credit card |
Membership fee
Your membership keeps your access to Flex, the ability to split rent, and positive rent reporting every month (when rent reporting is enabled in the app) — including months you don't split rent.
Processing fee
Covers submitting your full rent to your property. It's based on your total rent amount, not just your 1st payment.
Split fee
The cost of splitting your rent into two payments. It's based on how much you borrow for your 2nd payment — if you don't split rent that month, you won't pay it.
Credit card fee
If you pay with a credit card, a 2.5% surcharge applies to each payment made with that card.
Learn more about how processing and split fees are calculated and applied [Processing fee and split fee].
No late fees or compounding interest
Flex does not charge late fees or compounding interest. Your exact pricing is always available in the Flex app before you pay. (Be sure to check your property’s policies to avoid late fees, as fees may still be assessed at your property’s discretion.)
Pricing and fees may vary. If you have questions about your Flex Rent pricing, feel free to contact us.
Common questions
How much does Flex Rent cost?
Flex charges a $5.99 monthly membership fee, which gives you access to your Flex Rent line of credit.
Flex may also charge the following fees:
Processing fee: 0.5% of your total rent, charged with your 1st payment.
Split fee: Up to 3% of your 2nd payment amount (the amount you borrow), charged with your 2nd payment. If you don't split your rent that month, you won't pay this fee.
Credit card fee: 2.5%, applied to any payment made with a credit card.
Some users may also be subject to a $3 property passthrough fee each month, depending on their property. Pricing and fees may vary. Contact Flex Support if you have questions about your specific pricing.
Are there additional fees beyond the monthly membership?
Is there a free trial for Flex Rent?
There's no long-term contract, and you can cancel your membership at any time. If you cancel, any outstanding balance will still need to be paid. If you decide to reapply in the future, you'll be subject to eligibility review.